An easy application process. Know in seconds if you’ve been approved!
All credit types welcome. Snap believes you’re more than your credit score.*
Plans that work with your paydays and lower cost of ownership with early payoff options.
Snap is a lease-to-own financing provider that empowers credit-challenged shoppers with the buying power to get what they need now.*
Snap believes in transparency, so you’ll know up front the cost of your lease.
Snap offers a 100-Day Option, which offers a considerable reduction in the overall cost of your lease.**
*The advertised transaction is a lease-purchase agreement provided by Snap RTO LLC. It is not a loan or credit. While no credit history is required, Snap Finance obtains information from consumer reporting agencies in connection with the lease application. Not all applicants are approved.
** Most lease-to-own agreements default to a 12- or 18-month payment schedule, providing the lowest monthly payment option; however, the lowest cost to acquire ownership is to exercise Snap’s 100-Day Option.