Financing Options

Sparkle Now, Pay Later

Found the piece you love? Reserve it today and pay over time. Choose the Allurez Layaway Plan, 0% interest with no credit check, or take it home now with monthly payments through Affirm, Klarna, or Shop Pay Installments. Layaway, Affirm, and Klarna have no minimum purchase, and our jewelry consultants are happy to help you pick the right plan.

Features
Minimum Purchase Amount	$0	$0	$0	$35
Down Payment	10% of Price	Based on consumer’s credit worthiness	Maximum can be 60% of purchase	First installment due at checkout
Complete Payment	365 Days (0% Interest)	3, 6, or 12 months On a $700 purchase, you may pay $63.18 per month for 12 months at 15% APR	6 weeks or 6, 12, 18, or 24 months	4 biweekly payments (0% APR) or 3 to 24 months Example: an $800 purchase could be 4 payments of $200 every 2 weeks, or 12 monthly payments of $72.21 at 15% APR
Installment Type	Flexible	Fixed, Monthly payments Up to 15% APR	Pay once, pay biweekly in 4, or pay monthly via financing	Biweekly (interest-free) or fixed monthly payments Rates from 0 to 36% APR, no late fees
Credit Approval Required	No	Yes, but no documents required	Yes, but no documents required	Yes, real-time eligibility check, no documents required
Ownership of Product	On Completion of Payment: At Current Prices	Immediate	Immediate	Immediate
More Info	Learn More	Learn More	Learn More	Learn More

Minimum Purchase Amount

$0

Down Payment

10% of Price

Complete Payment

365 Days (0% Interest)

Installment Type

Flexible

Credit Approval Required

No

Ownership of Product

On Completion of Payment: At Current Prices

Learn More

Minimum Purchase Amount

$0

Down Payment

Based on consumer’s credit worthiness

Complete Payment

3, 6, or 12 months

On a $700 purchase, you may pay $63.18 per month for 12 months at 15% APR

Installment Type

Fixed, Monthly payments

Up to 15% APR

Credit Approval Required

Yes, but no documents required

Ownership of Product

Immediate

Learn More

Minimum Purchase Amount

$0

Down Payment

Maximum can be 60% of purchase

Complete Payment

6 weeks or 6, 12, 18, or 24 months

Installment Type

Pay once, pay biweekly in 4, or pay monthly via financing

Credit Approval Required

Yes, but no documents required

Ownership of Product

Immediate

Learn More

Minimum Purchase Amount

$35

Down Payment

First installment due at checkout

Complete Payment

4 biweekly payments (0% APR) or 3 to 24 months

Example: an $800 purchase could be 4 payments of $200 every 2 weeks, or 12 monthly payments of $72.21 at 15% APR

Installment Type

Biweekly (interest-free) or fixed monthly payments

Rates from 0 to 36% APR, no late fees

Credit Approval Required

Yes, real-time eligibility check, no documents required

Ownership of Product

Immediate

Learn More

For any questions regarding our financing options please contact a diamond and jewelry consultant at service@Allurez.com or call 800-554-3509.

Shop Pay Installments: Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses. Affirm and Klarna plans are subject to their own eligibility checks and terms.